December 8, 2017
The relationship between rental income and the amount you can borrow to finance your investment is one of the most important.
One of the first checks lenders make when you apply for a buy-to-let mortgage is whether the rental income is high enough to cover the repayments and associated costs of letting the property.
Although it can vary, lenders usually want rental income to be 125-130 per cent of the amount you repay on the mortgage each month. Knowing this, it makes sense for you to check these figures for yourself, before you apply, by following these steps:
November 28, 2017
One of the many great things about The Heatons is the abundance of great buy to let properties. Many landlords like the range of terrace properties that are on offer and they come at prices to suit most budgets.
November 22, 2017
If you haven’t already heard, first time buyers will NOT pay stamp duty up to £300,000 with immediate affect. We are still waiting on clarification if this applies to people who have already exchanged. This could save some first time buyers up to £5,000, which will certainly help people moving onto the property ladder.
As this will now bring more first time buyers out of the wood work it will increase demand at the lower end of the market place. The ripple effect of this will see demand for people to move up the property ladder, so larger family homes will also see the benefit.
This is great news to our local market and the UK property market as a whole, which is much needed due to the constant negative news stories surrounding the property market recently and Brexit causing uncertainty.
The other good news is funding for new builds will be supplemented by £44bn which should fuel a very positive housing market in 2018 and going forward.
If you would like any advice on how this may effect you directly please do not hesitate to contact me personally
November 21, 2017
I think this house is a great BTL! Its in a really popular residential location, close to transport links and amenities and walking distance to Mersey Vale Nature Park which will really appeal to families.
November 20, 2017
Join The Boundary for Christmas this December with festive specials available every day until December 23rd. The gorgeous festive set menu available is sure to satisfy your taste buds! They have also got events to get you into the Wintery good vibes with a pop-up plant shop, live music and wreath making. Have a look at the facebook page for more information or book now by calling 0161 432 0465 or e-mail firstname.lastname@example.org.
This beautiful independent café bar, can be found at 464 Didsbury Road, Heaton Mersey, Stockport SK4 3BS.
November 20, 2017
If your a snooker fan, why not get yourself down to the Heaton Moor Golf Club this Friday night, 14th November 7.00 for 7.30pm.
Tickets for this ‘Gents Turkey Supper’ are £40 and can be purchased by calling the golf course office on 0161 432 2134 (Option 1).
Guest Speaker is the former professional snooker player and television personality John Parrott MBE. This bubbly Liverpudlian player is best remembered for winning the 1991 World Snooker Championship and for his stint on the popular sports quiz show A Question of Sport.
Alongside John is the Comedian Dusty Young. The self depreciating Irish star interestingly reveals on his website, that he was born in Dublin because he wanted to be near his mother!
The MC for the evening is the legendary sports commentator John Gwynne.
Dress Code – Jacket & Tie
Address – Heaton Moor Golf Club, Mauldeth Road, Stockport SK4 3NX
November 20, 2017
This coming weekend see’s one of the highlights of the Heatons calendar. On Saturday 25th November from 3pm to 7.30pm, Shaw Road will be awash with festive entertainment. There will be music, delicious food and drink and lots of gorgeous market stalls full of ideal gifts. A little elf friend tells me Father Christmas will be arriving on a special sleigh around 3pm. Around this time of year he’s very busy, so apparently he’s staying until 7.30pm, so this giving plenty of time for him to meet all the girls and boys.
This year 4HTA (Four Heatons Traders Association) has teamed up with the Rotary Lamplighters, Heaton Moor Markets and Fountain May. These hardworking organisations are guaranteed to provide plenty of festive entertainment throughout the afternoon.
Please leave the car at home – there really is no space for car parking anywhere near the event.
See you there!
November 16, 2017
I am delighted to share with you my property of the week which is BRAND NEW to the rental market!
November 16, 2017
There are 4 million children who live in poverty across the UK, and for these families buying Christmas presents is a luxury they can’t afford. That’s why Key 103 has joined up with Cash for Kids and launched Mission Christmas. We are delighted to announce that Julian Wadden are taking part in Key 103’s Cash for Kids 2017. All 5 of our offices at Stockport Exchange, Didsbury, The Heatons, Reddish and Marple will be used as drop off points over the coming weeks.
In 2016 over 2.9m was raised through cash and presents, making Christmas special for 60,800 local children, and they are aiming to achieve more this year!
All we need are any presents – new and unwrapped. Gifts suitable for children aged between 0-18. The addresses for all 5 branches are as follows:
Julian Wadden Didsbury: 764b Wilmslow Road, Didsbury, M20 2DR
Julian Wadden Heatons: 14 Moorside Road, Heaton Moor, SK4 4DT
Julian Wadden Marple: 2 The Hollins, Marple, SK6 6AY
Julian Wadden Reddish: 16 – 18 Gorton Road, Reddish, SK5 6AE
Julian Wadden Stockport: 81-83 Wellington Road South, Stockport, SK1 3SL
If you want to find out more and get involved then you can do so by clicking here
November 14, 2017
Home sizes are a vital gauge of the character of housing stock in a locality. The chart here might surprise you a bit as lots of people think that everyone lives in the same kind of home as them but there are large minorities of people living different types of home.