Category: ask anna

should i allow pets in my property?

Cats, Dogs, Birds, Rabbits, Fish, Lizards, ssssssssnakes…in my 10 years as a Letting Agent I have seen them all! Some cute and fluffy, some scaly and slimy but all are the heart and soul of the family in which they live. But for landlords, the fear of pets in their property is a harsh reality.

With every tenant stating that their pet is well behaved and fully house trained, should you allow pets to live in your rental property?

The national average, according to a PMFA survey in 2017, stated that a whopping 44% of households in the UK currently have a pet of some description. In the North West alone, 27% of households own a dog and 16% own a cat.

With families flocking to The Heatons for the excellent schools, parks and family friendly atmosphere you would be excluding a large section of the market if you declined to have pets in your property. However, can we ignore the potential damage that cats and dogs in particular can cause?

The good news is that tenants are responsible for any damage/issues caused by their pets with most offering a higher deposit as a sweetener to encourage landlords to accept their four legged friend(s).

When accepting pets in your property it is imperative that you take a healthy deposit and carry out a detailed, photographic inventory so that a deposit claim can be made in the event of any damage (I always recommend inventories of this standard, pets or not). I would also recommend an addendum is added to a contract (if there isn’t one already) stating that a professional flee treatment is carried out at the end of the tenancy and proof of this provided upon vacation.

The decision ultimately lies with yourself and how comfortable you would feel with allowing pets to live in your property however with the proper measures in place, tenants and their companions can live in harmony in your house.

If you would like any further advice, or would like to submit a question for Septembers ‘Ask Anna’ then please feel free to call me on 0161 442 1118, email me at annacorrigan@julianwadden.co.uk or visit me at my office on Moorside Road.

Anna

 

 

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which landlords insurances are available?

Landlord insurance is similar to your normal home insurance but is designed to cover rental properties. Your standard home insurance will not be adequate for covering buy to let properties also.

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i have just purchased my first btl property and would like to know what reference checks you conduct on tenants?

We employ the services of an external referencing agency to ensure thorough checks are carried out on every applicant. These include, full credit checks, employment references, affordability checks and previous accommodation reference. We are also required under the immigration Act to check each applicant has the Right to Rent in the UK. As an agency it is important for us that we find you the right tenant for your property.

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i am looking at renting out a property, should i rent it with or without furniture?

The question of renting a property furnished or unfurnished does depend on the location and type of property. For example, if your particular property is more suited to a family, they may already have their own furniture which they would prefer to use. However, young professionals renting flats may prefer the property to be furnished. One of the most important things to note is that any furniture supplied must comply with safety regulations and if it was to break you would have an obligation to provide a replacement for the tenant.

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i have been living abroad for some time and would like to rent out my property in the uk. what do i need to know about tax?

As an overseas landlord, your letting agent would be required to deduct tax from your rental income before sending it to you unless they have permission from HMRC to pay the rent to you in full. This tax would then be paid to HMRC quarterly and at the end of the tax year you would be provided with a certificate in order to complete a self-assessment tax return and prove how much tax you have paid. If you would prefer the rent to be paid in full so you could complete a tax return and pay any money owed directly, HMRC will provide your letting agent with an approval number once you have registered with them which they need to pay the rent to you in full.

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why do i need an inventory? it’s just walls and carpets, there is no furniture in the property.

An inventory is a list of all items in the property, the walls, flooring, fixtures & fittings are just as important as any furniture as these can still be damaged by the tenant. Once a tenancy has come to an end we conduct an inspection based on the original inventory to establish whether the tenant has caused any damage above fair wear and tear in order to recover any costs to rectify the issues from their deposit.

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