Author: Anna Corrigan

Move in ready and a great yield!

I think this house is a great BTL! Its in a really popular residential location, close to transport links and amenities and walking distance to Mersey Vale Nature Park which will really appeal to families.

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Mission Christmas – Cash for Kids with Key 103

There are 4 million children who live in poverty across the UK, and for these families buying Christmas presents is a luxury they can’t afford. That’s why Key 103 has joined up with Cash for Kids and launched Mission Christmas. We are delighted to announce that Julian Wadden are taking part in Key 103’s Cash for Kids 2017. All 5 of our offices at Stockport Exchange, Didsbury, The Heatons, Reddish and Marple will be used as drop off points over the coming weeks.

In 2016 over 2.9m was raised through cash and presents, making Christmas special for 60,800 local children, and they are aiming to achieve more this year!

All we need are any presents – new and unwrapped. Gifts suitable for children aged between 0-18. The addresses for all 5 branches are as follows:

Julian Wadden Didsbury: 764b Wilmslow Road, Didsbury, M20 2DR
Julian Wadden Heatons: 14 Moorside Road, Heaton Moor, SK4 4DT
Julian Wadden Marple: 2 The Hollins, Marple, SK6 6AY
Julian Wadden Reddish: 16 – 18 Gorton Road, Reddish, SK5 6AE
Julian Wadden Stockport: 81-83 Wellington Road South, Stockport, SK1 3SL

If you want to find out more and get involved then you can do so by clicking here

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Breakdown of housing stock

Home sizes are a vital gauge of the character of housing stock in a locality. The chart here might surprise you a bit as lots of people think that everyone lives in the same kind of home as them but there are large minorities of people living different types of home.

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Prices by type in the last few months

An analysis of monthly changes in house prices should always be taken with a pinch of salt, particularly when looking at a very local area. To try to strip out some of the nuances, we’ve displayed flats and houses separately but you’ll see the usual amount of volatility.

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Keeping money aside for expenses

Renting a property is as simple as purchasing the property and letting it out, you need to ensure the property in maintained and that you money set aside to cover these expenses. Although lenders will typically require the rental income of your investment property to be at least 125% of your mortgage payment amount, this doesn’t always mean that the property will generate positive cash flow or give sufficient net profit to cover all the expenses of maintaining the rented property over the typical 15 to 20-year ownership.

As well as regular and one-off maintenance expenses, allowances need to be made for times when there may be no rental income. Tenants may stop paying their rent and the property is sometimes empty between tenancies, and you still need to be able to cover the mortgage and other costs during this time.

It is therefore vital that you budget properly to ensure that the investment is worthwhile and not going to cost you money month-on-month, before you commit to buying a property to let.

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missed out on the last didsbury road refurb? dont worry…here is another one

Last week I blogged about a cracking renovation project on Didsbury Road, on the market with Bridgfords. As expected, the property sold in record time! With many of my clients not even getting through the front door before the SOLD sign went up.

But do not fear, for another renovation project on the same road is now on the market!

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Steps Involved in Buying Your First Home

On the face of it, buying a home is considered to be a complicated and worrying process, but it does not need to be.

We can guide you through the process and can offer expert mortgage advice specific to your circumstances.

Buying a home takes a number of weeks, as there are a number of different factors that need to be taken into account.

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